A "credit header" is the information in a credit report that gives basic information
about the person to whom the credit report applies. A credit header includes such
information as name, variations of names, current and prior address, phone number,
date of birth, and Social Security Number or numbers used. This identifying information links
information in a credit report to a particular individual.
Header files contain only the "header" section of a credit bureau file, (i.e the top portion of
everyone's Credit Report) which provides the subject's full name, address, and vital information
such as date of birth and sometimes even current employment. Header files were, until recently,
considered public information under the Fair Credit Reporting Act. The Graham-Leach-Bliley Act has,
however, restricted their use to "permissible purposes," meaning, essentially, business/investment
transactions, insurance, employment, and litigation.
Credit information can be used to access private information, particularly financial
information, but the information in a credit header is not generally private in and
of itself. The Social Security Number, generally regarded as the most sensitive of
the information in a credit header, is used in hundreds of different ways by business
and government.
Important Note:Our Social Security Number Traces assumes you already have your subject SS#.If you do not
have this number, we will need to acquire it to run the trace as well as for background checks and
other inquiries.Helpful identifying information to acquire this number is full name, current or past address, last state known in, Birthdate or other identifiers. Note::the information returned to you in a SS# trace will include a truncated SS#, ex:123-xx-xxxx. Click FREE CONSULTING Below. Fill out the form and click 'Submit'.
Note: The information above (with the exception of our annotations) was reproduced under the
The Privacilla Public License
http://www.privacilla.org/about/license.html
Your SSN search request must fall under one of these:
"Permissible Purposes" for a SSN Search"
